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建行首家推出個(gè)人境外匯款自動(dòng)入帳功能

　　日前，建設(shè)銀行再度完善個(gè)人外匯業(yè)務(wù)功能，在同業(yè)中首家推出銀星速匯自動(dòng)入賬業(yè)務(wù)，實(shí)現(xiàn)了系統(tǒng)定時(shí)自動(dòng)獲取境外匯入交易數(shù)據(jù)、自動(dòng)解付入賬、自動(dòng)國際收支申報(bào)等功能。今后，單筆匯入金額小于等值3000(含)美元的銀星匯款，收款人僅須提前向境外匯款人提供正確的建行銀行卡賬號及戶名，建行即可實(shí)現(xiàn)銀星匯入的自動(dòng)入賬。

　　此項(xiàng)新業(yè)務(wù)與傳統(tǒng)的銀星速匯柜面解付業(yè)務(wù)相比有著較大優(yōu)勢：一是適用范圍廣，客戶只需持有一張建行福建分行轄內(nèi)外幣儲(chǔ)蓄網(wǎng)點(diǎn)開立的銀行卡即可收款，比原來收款客戶須到指定網(wǎng)點(diǎn)辦理業(yè)務(wù)更人性化。二是到賬迅速，正常情況下，與我國時(shí)差較短的地區(qū)，可實(shí)現(xiàn)當(dāng)日到賬，部分時(shí)差超過8小時(shí)的地區(qū)，客戶不晚于T+1日收款。三是方便快捷，與柜面相比，該業(yè)務(wù)客戶可免填銀星匯款收款申請書和申報(bào)單，客戶也無須進(jìn)行簽約即可辦理收款。

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